Make Sensible Insurance Part of Your Startup
If a vendor is injured bringing in your first order, the contractor mis-wires your electrical panel or an employee wrecks the company van on a delivery, you could be out of business before the trash is picked up from your grand opening party.
You spent months, maybe years, putting the financial package together to bring your dream to life. Don’t let it go up in a puff of smoke or a courtroom. Call The Insurance Loft before you open the doors to be sure you can survive whatever mishaps your new business might encounter.
We’ll start with Liability and Property coverage that’s adequate for your needs. Off-the-shelf policies have set limits and often have gaps in coverage that may not be appropriate for your particular situation. Business Package Policies from The Insurance Loft are tailored to your needs. Our analysts will look at your business and put a package together that give you coverage where you need it.
If you use company vehicles, we’ll make sure you’re insured against accidents and misuse. Owners and employees who use their personal cars on company business can cause lawsuits to come back to you, too. We know how to protect you.
Nearly all employers are required to provide workers’ compensation coverage, even if they only have one part-time employee. The Insurance Loft staff knows the worker’s comp requirements in each of the 33 states we’re licensed in. Don’t risk disastrous financial claims and penalties, or even jail time, because your worker’s comp doesn’t meet state requirements. The Insurance Loft will make sure you’re in compliance with local laws.
It’s hard to find a company that doesn’t rely on the Internet for at least part of its business. Startups are especially web-dependent, and The Insurance Loft makes sure our agents are up-to-speed on the risks of electronic communication and e-commerce. Cyber Insurance [link to Cyber Insurance blog] is an emerging specialty, and The Insurance Loft is in the vanguard.
You may be in a business that requires bonding. The Insurance Loft has partnerships with bonding firms that not only will cover your needs, but review your contracts and requirements to assure they are in order and properly met.
Don’t risk your dream by under-insuring your business. The Insurance Loft will work with an underwriter that understands the complexities of your situation and put together a package that lets you relax after a long day’s work knowing that you’re protected against unwelcome events.
It all starts with a call to The Insurance Loft at 800-409-9790 or a visit to our new web site: www.theinsuranceloft.com. We’re licensed in 33 states and you can request a quote online.