It's every landlord's greatest fear: The problem tenant. The one who swears he'll have the two months' rent he owes next week. The one who makes unauthorized changes to the property, then tries to credit the cost against the rent. The one who causes significant damage. At some point, their landlords decide to evict them.
With recent advances in both technology and the internet, even more people are running home-based businesses, full-time or part-time. But will your homeowner's policy cover the risks of a home-based business? In nearly every case, the answer is no.
Back in the day kids showed up to their college dorms with not much more than the clothes on their backs and a couple of suitcases, maybe a small stereo. A generation ago, laptops were nearly unheard of in college dorms. Obviously, those days are over.
When a data breach occurs, quick action is important to help restore the public’s confidence if your a business victimized by a cyber attack.
More than 45 years have passed since Dennis Hopper and Peter Fonda expressed the ultimate picture of freedom by riding motorcycles on the open road. While the generation that witnessed those iconic riders may be seeing more silver in their hair, many are still enamored with their motorcycles and use them just as much if not more than they did in the past.
Enjoy a $25 Amazon Gift Card from the Insurance Loft with a Customer Referral
Hurricane season in the U.S. starts in June and lasts until the end of November. If you live in a hurricane-prone area, you need to have an emergency plan that has been thought out carefully. Know the evacuation routes available to you before there is an official 'Hurricane Watch' or 'Hurricane Warning' broadcast over the radio or television, and keep alert to the updates for your region.
Umbrella policies provide extra protection beyond standard coverage, and they are available in increments of millions. Most insurance companies offer these policies starting at $1 million and going up as high as $10 million.
Most people who buy umbrella policies pick a standard $1 million policy, but there are quite a few who choose policies totaling $2 million. For the first $1 million, the premium can be as high as $250 per year.