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Current clients and perspective clients have heard or seen a product that Progressive Insurance has offered for some time now. It is starting to take traction in the industry of personal lines auto insurance. But, what does this really mean to the consumer? Let's first start with how the product it marketed. It is a small device that you plug into your vehicles diagnostic port. This device is currently only offered by Progressive Insurance and owns the patent on the device for now.

This device essentially monitors driving behaviors of the driver of the vehicle mainly focusing on how often hard stops or braking occurs, how many miles the individual drives, and lastly how often does the individual drive between midnight and 4AM. Discounts for utilizing the device can range from 0-30%, so the savings can be substantial.

As of now the device cannot impact your rate negatively, which is great. Another important aspect is that the device does not track location, which is important to those that are concerned about privacy. Obviously, there are some pains of installing it, which honestly only takes about 5 minutes and having your driving habits monitored for a six-month period.

The discount usually applies within 30 days of collecting the data and then once six months have passed then you must mail back the device and the discount remains on the policy for the life of the policy. So if you don’t taking the time to install and mess with the shipping of the device, this discount may be a great idea for you.

The Insurance Loft is an approved Snap Shot retailer for Progressive. So if you are interested or have any questions in regards to the device, we would be happy to answer any further questions. Please do not hesitate to call us at 1-800-409-9790 or email us [email protected]. Below is short video from Flo describing the device and functionality in her own unique way.

Please do not hesitate to call us at 1-800-409-9790 or email us [email protected]. Below is short video from Flo describing the device and functionality in her own unique way.