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The Importance of Creating Defensible Space Around Your Home

For many of our clients in the western part of the United States, especially in states like Colorado and California purchasing home insurance can be a daunting task. Clients are building homes in Wildland Urban Interface which is essentially where the home meets the forest. Often times these areas are close to low lying brush or in thick forestry lands causing a higher risk of total loss of homes through fire damage. Because these homes are often several miles from fire departments the response times from local fire departments can take three to four times longer than living in a metro area. So to maintain insurability of the home and to provide information for loss prevention to our clients we ask you to review this video to help educate you on how to better protect your home from a catastrophic loss. Prevention is always key on protecting your homes structural integrity during a forest or brush fire. Let The Insurance Loft work with you to come up with an insurance plan and provide informationto you on these areas. Often times if we move forward with a policy our insurance carriers will provide an onsite inspection to provide feedback on your property through an inspection. Give us a call today so that we can work on your property insurance needs at 1-800-409-9790.