Resources

In a perfect world, mistakes never happen and customers never sue. In reality, mistakes happen and a business can potentially be sued by a customer for a negligent act that isn’t even their fault. The Insurance Loft works with leading industry leaders in the Tech Professional Liability field to help navigate your company through the insurance jargon to help your firm mitigate severe loss. 

Many Consumers have common misconceptions with regards to life insurance because they often don't understand its full potential or do not want to add another bill to their already mounting monthly payments. But, the realization is that most policies are extremely affordable and can be a huge relief to a family's perpetuation if the worst ever comes. The fact of the matter is that life insurance can be easily set in place with one of our skilled professionals and they take the guess work out and actually understand and work with you monthly budget to get you the most for your dollar. Below is a lot of common misconceptions and good information to consider when thinking about life insurance. Feel free to call us at 1-800-409-9790 for a free life insurance review or visit our  free life rating site for a Quote Today!

One of our clients Marty is taking a sabbatical from work to back pack around Europe for a couple of months. We sent him off with one of our new Nalgene bottles to keep him hydrated with his journey. We will be posting further images of his journey around Europe so stay tuned for further updates. If you have an interest in obtaining your very own Nalgene Loft water bottle please give us a call, we just ask that you snap a picture and send it into us so we can discuss how our clients spend their hobbies and vacations.

Here is a light hearted insurance video specific to the holidays to give you some ideas on how to best protect your home during the holidays.

Winter weather brings the threat of frozen pipes. If your power goes out due to downed power lines, there is no need to worry immediately. In most cases, a home will retain enough heat for three to five hours. It may get cold; however, as long as the temperature remains above 55ºF in your home, the pipes should not freeze. If power is not expected to be restored within five hours, the following tips will help prevent your pipes from freezing:

Gift-giving season is upon us once again. Many people will spend time shopping in stores and online for the perfect gifts for their loved ones. While it is easy to get caught up in the fun of it all, it is important to remember that with increased purchasing comes heightened risk of theft.
 
Thieves are on the prowl throughout the holiday season and on the lookout for packages left in your car or outside your home. In fact, Travelers claim data shows that, on average, more thefts occur on Black Friday than any other day of the year. Not only that, but personal identity theft can also increase this time of year. Travelers is reminding consumers to follow these steps while checking things off your shopping list.

Fight Back: How Your Business Can Survive the Cyber Threat

It was likely a morning that began like any other at the small business in this true story. Employees arrived for work, maybe had some coffee and checked their email inboxes. A few noticed an email regarding a transfer of funds that had failed and forwarded it to their in-house accountant, who clicked on the attachment to see if there was a problem that required attention. Twelve hours later, the bank account of the business was wiped clean of the $150,000 or so that represented the business’ operating liquidity.

For many of us, the winter holidays are a time of joy, celebration, and tradition. We look forward to hosting or attending festive gatherings. We travel near and far to share in the spirit of the season with family, friends, and co-workers. We cook more, shop more and decorate more. Here are some tips from one of our commercial carriers, Travelers, to provide you with some useful information to go into the holidays with a game plan with those simple risks that sometimes we overlook.

However, all that extra cooking, traveling, shopping, celebrating and decorating we do can post potentially dangerous hazards at home, in the office, and on the road. Reports from leading safety organizations indicate that the time from Thanksgiving through the New Year is also one of the most dangerous for homeowners.

Whether you are planning or participating in the festivities, knowing the risks and how to help avoid injury, theft, and damage to property through the holiday season are important however you choose to celebrate.

Since early 2014, there has been an estimated $3.4 billion in property damage from winter storms.* According to the Insurance Institute for Business and Home Safety, 25% of businesses involved in a significant property disaster do not reopen. Watch the video below to learn strategies for protecting your organization from freezing conditions.

Before the temperature dips and the snow begins to fall, think ahead and take steps to get your home ready for winter weather.