Driving safely is no easy feat. If you’re a driver committed to staying alert, avoiding distractions, and following the rules of the road, we’re going to reward you for it.
Nationwide's SmartRide, a usage-based insurance program, gives you personalized feedback to help you make even safer driving decisions. You’ll earn an instant 10% discount when you sign up. The safer you drive, the higher the discounts you could get – up to 40%.*
Drive: Drive as you normally do. Your first trip may take up to 24 hours to show as Active on our website.Your driving trends will determine your discount based on these four factors: miles driven, fast acceleration, hard braking and nighttime driving. You can track your progress and discount online.
Miles Driven
The more miles you put on your car the more likely it is you will have an accident. Plus keeping mileage down saves money on gas and car repairs.
Hard Breaking
Hard breaking means forcing the vehicle to suddenly stop or decelerate in excess of 7.7 mph per second. Safe drivers will see very few instances of hard breaking.
Fast Acceleration
Fast acceleration is abruptly speeding more than 7.7 mph per second It can be a sign of aggressive driving.
Nighttime Driving
Driving between midnight and 5 a.m. increases your chances of having an accident. Drivers during these times may be tired or distracted.
April 30, 2017
by
Scott Ligouri
Founder + Managing Partner
